If you’re a spouse of an active-duty service member (or you’re in the military yourself), Tricare will pay 100% of the cost for a breast pump for expecting or new mothers. (Thank you Obama — this has been the law since 2013.)
I have Tricare Prime. Their policy on breast pumps are:
You need a prescription for it, and you’re only allow one pump per pregnancy (but you get up to 3 years of supplies for your pump, like storage bags for breast milk, etc.). The prescription also must state what kind of breast pump you’re eligible to get; whether it’s manual, electric, or hospital rental.
The best thing about Tricare’s breast pump coverage is that you can choose any brand you want, and from any retailer or supplier that accepts Tricare. It doesn’t matter if it cost $50 or $500, or if it’s a store-brand pump or a Medela, Tricare will pay for the whole thing.
I Google and went with a company in Ohio called 1NaturalWay; I read a Military.com article, and they had a sponsorship blurb in the article. I then read the reviews on their FB page.
It was easy enough to use, and fast service too… I already had my prescription on hand, so everything was done all in one morning. Shipping is free through regular USPS with tracking, arrives within a few days to a week (depending on where you’re shipping); definitely faster if you’re shipping in and around OH area — I did it Friday early morning, everything was approved and ready to ship by the afternoon, and delivered on Monday.
My only complaint is that I had four different people emailing me to send my prescription through various methods, and each time I submitted it, I got an email congratulating me and telling me my order has been approved by my insurance.
If you have your benefit number, you do not need to put your sponsor’s SS# (which, if you’re in DEERS, you should definitely not ever have a need to put it, since the beneficiary number is on the back of your military ID card) — just in case you’re worried or wondering about what personal info you need to fill out.
A bit of caution though, be sure of the brand you want, because you’re only allowed ONE pump per pregnancy; so if you ordered a Medela but decided the SpeCtra is better, you’re out of luck (and money) because Tricare won’t pay for another one — not even if it broke on its own, that’s something you’ll have to go through the manufacturer, and hopefully they have at least some sort of typical one year manufacturer’s warranty that will cover it. (In case you’re curious, I got the SpeCtra S2.)